Dean Answers Questions About Get Smart

William asks…

Is it smart to get a 15 year old a Credit Card?

I am 15, have a job and just wanted to know if getting a credit card would be smart. Is it a good idea to get a good credit score at my age? I wouldn’t buy tons of things, just when i want to buy something, i’d buy it on my credit card and immediately pay it off from my bank account. So whats your take?

Dean answers:

NO .. I would not suggest it yes you have a job and yes you feel and are saying you will be responsible HOWEVER it is easier to ruin your credit then to get good credit from the start

Wait take your time get credit when you need it not now not at 15

plus buying something and paying it off immediately doesn’t help your credit

credit is based on borrowing and paying back in time so if you were to borrower $50 you don’t want to pay the whole thing back when the bill comes you want to pay the minimum payment then next month pay a little more and then the third or fourth month pay it off FYI

Donald asks…

How to get rid of gophers? This is like caddy shack!Smart little rodent keeps coming back.?

I have tried traps,poison,gas,and even a cat..nothing works, any suggestions besides plastic explosives? Very Frustrated!!

Dean answers:

I have fun, I pour bleach in the hole and add something that creates a power full gas and run….

Just kidding a golfer trap works really well

Mark asks…

How do you get along with a co-worker you dislike?

This person I work annoys me, hes kind of loud, smart a$$, and annoying to me. He can be a cool guy and help you if you need and It seems that people get along with him but I just can’t find anything in common with this individual. There are times when he comes off as cool and then I feel like a jerk. Anybody have this issue?

Dean answers:

Ignore him,and if you dont have a choice then be his friend.Since you both work at the same place I’m sure you can find something about this annoying coworker that you have in common with.Ask him what kind of music he likes,favorite foods,leasure activities,etc….

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